What’s the cost? How does it work? Liability insurance is a way to protect your financial assets in the event that someone files a lawsuit against you in an attempt to collect financial compensation for damages. Damages can range from financial difficulty to emotional harm to physical injury and death. Top (4) concerns 1-Tenant Injury 2-Dangerous Conditions 3-Dogs[Animals], 4-Bad Behavior Tenants. Have you been sued? Tell me about it go to this link ask.savvylandlord.me or go to www.savvyradioshow.com and leave a voice mail!